MORTGAGE PROTECTION with Living Benefits

Mortgage Protection

You know how much your family and home mean to you. However, they are most likely the biggest financial commitments you will ever make. Consider these questions:

• Will my family be able to make mortgage payments in the event of my death?
• If I’m not earning a living, could my family cope financially?
• How would I cover mortgage expenses if I suffered a critical illness?

Prepare for sudden, unexpected changes before it’s too late - because anything could happen.

HELPS PAY OFF THE MORTGAGE AT DEATH You select the amount of coverage you need and the level premium period that most closely matches your mortgage. You have the option of a 10,15, 20, 25, or 30-year level premium period. The death benefit remains level for the entire term. In the event of your death, the benefit is paid directly to your beneficiaries. They can use the money to pay off the mortgage or to help with any other financial need.

• Heart Attack • Stroke • Cancer • Blindness • Terminal Illness • HIV contracted performing duties as professional healthcare worker • Kidney Failure • Paralysis • Major Organ Transplant Surgery • Coronary Artery Bypass Graft

  • Accelerated Death Benefit for Chronic Condition
  • Accelerated Death Benefit for Critical Illness
  • Accelerated Death Benefit for Terminal Illness

You can’t control everything life throws at you, but the Income Assured Option can help guarantee your family receives the security you planned.
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  • Income Assured Option This enhancement allows you to choose how the death benefit is paid out. You can also select the amount, duration and frequency of income payments and still maintain a lump sum benefit as well.

You can also customize and improve your coverage. Consider adding one or more of the following riders* at a competitive price or converting to a permanent policy for a great impact.
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  • Accidental Death Benefit – You will receive an additional death benefit in the event of death due to a covered accident. With accidents among the top causes of death, this offers added security for your loved ones.
  • Children’s Term Insurance – You can add level term life insurance coverage for children at a very affordable premium. This allows you to protect your loved one’s future insurability.
  • Waiver of Premium – If a sudden disability strikes, bills can pile up. This rider waives the premium during a period of total disability if the disability occurs when the rider is in force before the insured reaches age 60 and exceeds six consecutive months.
 
(615) 971-3519
2441-Q Old Fort Pkwy #339
Murfreesboro, TN 37128-4162
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